About us

At Prosperity Financial, we are more than a team:  we are a family.  

A family that fosters a welcoming and engaged client community.  Understanding that the college and retirement planning process is very personal and emotional, we create an environment that keeps our clients informed and engaged throughout the decision-making process.

Meet the team that helps you achieve your financial dream!

Team members

As founder of Prosperity Financial, Mike has a passion for educating people and helping them achieve their financial milestones. He has become known for his allegiance to his clients and not any one financial or insurance carrier. As one of the area’s top independent advisors, he has always taken a family-first approach, allowing him and his team to stay engaged with clients for the long-haul. Mike is a Certified National Social Security Advisor, a licensed insurance and financial advisor, and a Certified Mentor of Moneytrax financial planning software.

Mike’s own family story helped bring him to his calling of financial planning. He saw first-hand the long-lasting and devastating effects of unguided financial planning; first with his parents putting him and his siblings through college, and then when his mother took early social security benefits while still working after the death of his father. Vowing to help improve other families’ situations, Mike has dedicated his career to working with his clients to provide them the tools and guidance needed to ensure that the best financial decisions are made for their college and retirement dreams.

“I have always taken the ‘education first’ approach,” says Mike about his style of working with clients. “Whether you are talking about the FAFSA for college or Social Security for retirement, these are complex topics that many people don’t fully understand. It is my commitment to my clients to bring them in as active participants in achieving their financial goals and to make the process less complicated.”

Mike and his wife, Sarah, are proud parents of a son and a daughter, both recent graduates of college and pursuing successful careers in Washington, DC, and Austin, TX. Although now classified as “empty nesters,” their dog Lucy, a West Highland Terrier keeps them busy at home in Manakin-Sabot. In his spare time, Mike is an avid college football fan and loves to travel to new places.

Sarah is Mike’s wife of 32 years, and she serves in several key areas on the Team, but she primarily works in the area of our college planning division with college applications and essay assistance to our seniors. As a former high school English teacher, she applies her expertise with the written word to our high school seniors to help them polish up their college essays for admission. Sarah serves in an overall advisory role to our Team, as well as you will see her hosting and assisting at most of our area educational workshops that Mike teaches.

Page Sening brings to Prosperity Financial and its clients a deep background in Accounting and Customer Service.  Page has an easy and friendly style, and she works very closely with Kim Lyons to make sure that all applications and fund transfers are successfully completed.

Page serves on Hanover County’s Social Services Advisory Board and enjoys volunteering in the Hanover community. This year she celebrates 30 years of marriage and 23 years as a mother of two. Page is a proud Virginia Tech Hokie by heart and a West Virginia Mountaineer by birth. She enjoys relaxing at the ‘Rivah’ on the weekends, taking in Virginia Tech football games in the Fall, and spending time on genealogy research. 

Kim joined Prosperity Financial in 2018. She has a background in Finance, Research and Customer Service. She enjoys being able to use all of these skills in her current position working with our clients.

Kim has been married to her husband for 21 years. She has one son named Jack and an energetic Chocolate lab named Sawyer. She enjoys spending time with family, reading and running. She volunteers at her son’s school as well as with the Bright Beginnings program and loves having an impact on helping children prepare for the school year.

Kim serves as our Director of Client Relations. She manages all client in-service paperwork and requests (including RMDs and beneficiary changes). She also coordinates client events and manages Mike’s calendar.

Colter is a proud graduate of Hampden-Sydney College. He navigated the entire college process primarily on his own and is motivated to help families maximize their student’s academic opportunities while achieving their financial goals.

Colter is a specialist in the College Funding field and an independent advisor who works for the benefit of his clients and not for a particular financial institution. His expertise has been developed working in the areas of College Funding, Insurance and Retirement Strategies.

Colter has a concentrated focus on understanding the needs and goal of his clients in preparing for the complexities of the college planning and pre college funding process. He believes it is imperative for parents to maintain a healthy balance between funding college and preserving as much of their assets as possible for their retirement goals.

Colter serves as our Financial Services Specialist. He assists Mike and the team in various Retirement and College Funding support roles and capacities.

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