Mike Irwin

As founder of Prosperity Financial, Mike has a passion for educating people and helping them achieve their financial milestones. He has become known for his allegiance to his clients and not to any one financial or insurance carrier. As one of the area’s top producing independent insurance and annuities agents, he has always taken a client-first approach, allowing him and his team to stay engaged with a family for the long-haul. Mike is a Certified National Social Security Advisor, a licensed life insurance and annuities professional, and a Certified Mentor of Moneytrax financial planning software.
Mike’s own family story helped bring him to his calling of financial services. He saw first-hand how the lack of a plan for a safe retirement was dangerous for his mother, after the unfortunate sudden illness and death of his father. Vowing to help improve other families’ situations, Mike has dedicated his career to working with his clients to provide them the most appropriate insurance and annuities vehicles to help ensure a less risky retirement.
Mike’s own family story helped bring him to his calling of financial planning. He saw first-hand the long-lasting and devastating effects of unguided financial planning; first with his parents putting him and his siblings through college, and then when his mother took early social security benefits while still working after the death of his father. Vowing to help improve other families’ situations, Mike has dedicated his career to working with his clients to provide them the tools and guidance needed to ensure that the best financial decisions are made for their college and retirement dreams.
“I have always taken the ‘education first’ approach,” says Mike about his style of working with clients. “Retirement is a complex topic that many people don’t fully understand. It is my commitment to my clients to bring them in as active participants and to help them simplify their financial goals for safety and security.”

Mike and his wife of 35 years, Sarah, are proud parents of a son and a daughter, both recent graduates of college and pursuing successful careers in Washington, DC, and Richmond, VA. Although now classified as “empty nesters,” their dog Lucy, a West Highland Terrier (a Westie) keeps them busy at home in Manakin-Sabot, VA. In his spare time, Mike is an avid college sports fan and loves to travel and learn about new places.

FEATURED ARTICLES

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Educate Yourself

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Understand the Basics

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Who's who in a Fixed Index Annuity

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Understand the Benefits

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Tax Deferral

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Indexed Interest Potential

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Protection Benefits

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